:root{--navy:#0b1f3a;--navy2:#102c4f;--green:#16a36a;--green2:#0f8b5a;--ink:#142033;--muted:#667085;--bg:#f6f8fb;--line:#e4e9f0;--white:#fff;--shadow:0 12px 34px rgba(11,31,58,.08);--radius:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}a{color:inherit;text-decoration:none}a:hover{color:var(--green2)}img{max-width:100%;height:auto}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.top{background:var(--navy);color:#eaf1f8;min-height:42px;font-size:13.5px}.top-inner{min-height:42px;display:flex;align-items:center;justify-content:space-between;gap:20px}.top-contact{display:flex;gap:16px;align-items:center}.top a{color:#fff}.top-brand b{opacity:.55;margin:0 5px}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.head{min-height:78px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;margin-right:auto}.logo{width:68px;height:68px;object-fit:contain;border-radius:8px}.nav-main{display:flex;align-items:center;gap:22px;font-size:15px;font-weight:650}.nav-main a{white-space:nowrap}.nav-main .btn{padding:11px 17px}.nav-apply{color:var(--green2)!important}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--green);color:#fff!important;border:1px solid var(--green);padding:11px 18px;border-radius:9px;font-weight:750;cursor:pointer;box-shadow:0 5px 16px rgba(22,163,106,.16);font:inherit}.btn:hover{background:var(--green2);border-color:var(--green2);transform:translateY(-1px)}.btn.alt{background:#fff;color:var(--navy)!important;border-color:#b9c6d5;box-shadow:none}.btn-lg{padding:14px 22px}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:9px;font-size:24px;padding:5px 10px}.hero{background:linear-gradient(180deg,#f8fbff,#fff);padding:70px 0 55px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center}.eyebrow,.kicker{font-size:12px;font-weight:800;letter-spacing:.12em;color:var(--green2);text-transform:uppercase}.eyebrow{display:flex;align-items:center;gap:8px}.eyebrow span{width:24px;height:2px;background:var(--green);display:inline-block}.eyebrow.light{color:#bfe9d7}.hero h1{font-size:48px;line-height:1.08;letter-spacing:-.035em;margin:16px 0}.hero h1 strong{color:var(--navy)}.lead{font-size:18px;color:#536174;max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:25px 0}.hero-points{display:flex;gap:16px;flex-wrap:wrap;color:#344054;font-size:14px;font-weight:600}.micro{font-size:12.5px;color:#7a8595;line-height:1.55}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:27px}.card-topline{display:flex;justify-content:space-between;gap:12px}.card-badge,.badge{background:#edf9f4;color:#08744a;border-radius:999px;padding:5px 10px;font-size:12px;font-weight:750}.hero-card h2{margin:10px 0 5px;font-size:25px}.hero-card p{color:var(--muted)}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.mini-grid a{border:1px solid var(--line);border-radius:12px;padding:13px;display:flex;gap:10px;align-items:flex-start}.mini-grid i{font-style:normal;width:30px;height:30px;border-radius:8px;background:#eef7f3;display:grid;place-items:center;color:var(--green2);font-weight:800}.mini-grid span{font-weight:750;font-size:14px}.mini-grid small{display:block;color:var(--muted);font-weight:500;font-size:11.5px}.trust-strip{background:var(--navy);color:#fff;padding:20px 0}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.trust-grid div{padding:5px 18px;border-right:1px solid rgba(255,255,255,.12)}.trust-grid div:last-child{border:0}.trust-grid b{display:block;font-size:13px;letter-spacing:.04em}.trust-grid span{font-size:12px;color:#b7c6d8}section{padding:70px 0}.soft{background:var(--bg)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:28px}.section-head h2{margin:6px 0 0;font-size:34px;line-height:1.15;letter-spacing:-.025em}.section-head>p{max-width:480px;color:var(--muted);margin:0}.grid{display:grid;gap:18px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.value-card{padding:25px}.value-icon{font-size:12px;color:var(--green2);font-weight:900}.value-card h3,.product-card h3{font-size:20px;margin:10px 0 7px}.value-card p,.product-card p{color:var(--muted);margin:0}.product-grid{margin-top:10px}.product-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:grid;grid-template-columns:38px 1fr 20px;gap:14px;align-items:start;transition:.2s}.product-card:hover{border-color:#8ad5b8;box-shadow:var(--shadow);transform:translateY(-2px)}.product-no{font-weight:850;color:var(--green2)}.product-card>b{font-size:20px;color:var(--green2)}.process-line{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-line>div{border-top:2px solid #cfe7dc;padding-top:18px}.process-line span{color:var(--green2);font-weight:900}.process-line h3{margin:6px 0}.process-line p{color:var(--muted);font-size:14px}.partner-section{background:var(--navy);color:#fff}.partner-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}.partner-section h2{font-size:38px;line-height:1.15;margin:12px 0}.partner-section p{color:#c8d5e3}.partner-tags{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0}.partner-tags span{border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:7px 11px;font-size:12px}.partner-card{background:#102c4f;border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:26px}.partner-card-top{display:flex;justify-content:space-between;color:#b9c9db;font-size:12px}.partner-steps{display:grid;gap:14px;margin:24px 0}.partner-steps span{display:flex;gap:18px;color:#9fb2c7;font-size:13px}.partner-steps b{color:#fff}.partner-login{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;color:#dce8f3;font-size:13px}.calculator-teaser{padding-top:0}.calculator-teaser-card{padding:30px;display:flex;align-items:center;justify-content:space-between;gap:25px}.calculator-teaser-card h2{margin:5px 0}.final-cta{background:#edf9f4;padding-bottom:30px}.cta{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:31px;line-height:1.2;margin:7px 0}.footnote{font-size:11.5px;color:#64748b;margin-top:24px}.page-hero{background:var(--navy);color:#fff;padding:55px 0}.page-hero h1{font-size:42px;line-height:1.15;margin:10px 0}.page-hero p{color:#c8d5e3;max-width:750px}.form{display:grid;gap:12px}.form label.label{font-size:13px;font-weight:750;color:#344054}.form input,.form select,.form textarea,.form-inline input,.form-inline select{width:100%;border:1px solid #ccd5e1;background:#fff;border-radius:9px;padding:11px 12px;font:inherit;color:var(--ink);outline:none}.form textarea{min-height:105px;resize:vertical}.form input:focus,.form select:focus,.form textarea:focus{border-color:#58b994;box-shadow:0 0 0 3px rgba(22,163,106,.10)}.form-inline{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.form-inline>*{min-width:100px}.form-actions{display:flex;justify-content:space-between;gap:10px;margin-top:10px}.smart-form-layout{align-items:start}.smart-form-card{padding:30px}.form-side{padding:30px;position:sticky;top:105px}.form-progress{display:flex;align-items:center;max-width:250px;margin-bottom:25px}.form-progress span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;border:1px solid #cbd5e1;color:#667085;font-weight:800}.form-progress span.active{background:var(--green);border-color:var(--green);color:#fff}.form-progress i{height:2px;background:#dfe6ee;flex:1}.smart-step{display:none}.smart-step.active{display:block}.step-title span{font-size:11px;color:var(--green2);font-weight:850;letter-spacing:.1em}.step-title h2{margin:3px 0}.step-title p{color:var(--muted);margin-top:0}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:10px 0 18px}.choice input{position:absolute;opacity:0}.choice span{display:block;border:1px solid var(--line);border-radius:9px;padding:10px 12px;font-size:13px;cursor:pointer}.choice input:checked+span{border-color:var(--green);background:#edf9f4;color:#08744a;font-weight:750}.side-point{display:flex;gap:12px;padding:15px 0;border-bottom:1px solid var(--line)}.side-point b{color:var(--green2)}.success,.notice{padding:12px 14px;border-radius:9px;font-size:13px}.success{background:#edf9f4;color:#086b45;border:1px solid #bde8d5}.notice{background:#fff8e8;color:#7a5a00;border:1px solid #f2dc9c}table{width:100%;border-collapse:collapse;font-size:13px}th,td{text-align:left;padding:11px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f8fafc;color:#475467;font-size:12px}footer{background:#07172b;color:#d5dfeb;padding:48px 0 0}.footer-main{display:grid;grid-template-columns:1.35fr 1fr 1fr 1.2fr;gap:35px}.footer-main>div{display:flex;flex-direction:column;gap:8px}.footer-brand img{width:58px;background:#fff;border-radius:7px}.footer-brand strong{color:#fff}.footer-main>div>strong{color:#fff;margin-bottom:5px}.footer-main a{color:#c9d5e2;font-size:13px}.footer-main p{font-size:13px;color:#aebdcd;margin:0}.footer-brand span{color:#71d1a8}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding:17px 0;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#93a6bb}.copyright a{color:#c9d5e2}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.stat{padding:20px;background:#fff;border:1px solid var(--line);border-radius:12px}.stat strong{font-size:27px;display:block}.stat span{color:var(--muted);font-size:12px}.tabs{display:flex;gap:8px;flex-wrap:wrap}.tabs a{padding:8px 12px;border:1px solid var(--line);border-radius:999px;font-size:12px}.tabs a.active{background:var(--navy);color:#fff;border-color:var(--navy)}
@media(max-width:1050px){.nav-main{gap:13px;font-size:14px}.hero-grid,.partner-grid{gap:30px}.hero h1{font-size:42px}.grid.four{grid-template-columns:repeat(2,1fr)}}
@media(max-width:850px){.top-inner{flex-direction:column;justify-content:center;padding:7px 0;gap:2px}.head{min-height:68px}.logo{width:58px;height:58px}.menu-toggle{display:block}.nav-main{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:14px 18px;box-shadow:0 15px 25px rgba(0,0,0,.08);flex-direction:column;align-items:stretch;gap:4px}.nav-main.open{display:flex}.nav-main a{padding:9px 4px}.hero-grid,.partner-grid,.grid.two{grid-template-columns:1fr}.hero{padding-top:48px}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-grid div:nth-child(2){border-right:0}.process-line{grid-template-columns:1fr 1fr}.calculator-teaser-card,.cta,.section-head{align-items:flex-start;flex-direction:column}.footer-main{grid-template-columns:1fr 1fr}.form-side{position:static}.stats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.wrap{width:min(100% - 24px,1180px)}.hero h1{font-size:35px}.hero-card{padding:20px}.mini-grid,.choice-grid,.grid.three,.process-line,.footer-main{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12);padding:10px 0}.page-hero h1{font-size:33px}.section-head h2,.partner-section h2{font-size:29px}.smart-form-card,.form-side{padding:20px}.copyright{flex-direction:column}.stats{grid-template-columns:1fr}.top{font-size:12px}.top-contact{gap:9px}}
.check-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin:8px 0 18px}.check-grid label{border:1px solid var(--line);border-radius:9px;padding:9px;font-size:13px;background:#fff}.agree{display:flex;gap:9px;align-items:flex-start;font-size:13px;color:#475467;border:1px solid var(--line);padding:12px;border-radius:10px}.agree input{margin-top:5px}.dsa-step{display:none}.dsa-step.active{display:block}.upload-grid small{display:block;color:var(--muted);font-size:11px;margin-top:4px}.text-link{color:var(--green2);font-weight:750}@media(max-width:560px){.check-grid{grid-template-columns:1fr}}
